header third level landing

Home / Home Loans / FHA


FHA Loans


Making Homeownership Achievable


If you are looking for a home loan with a smaller down payment and affordable closing costs, or if your credit score is lower than needed for traditional financing, an FHA loan may help you buy the house of your dreams. At Woodsboro Bank, our commitment to local first-time homebuyers and low-to-moderate-income families is evident in our FHA offering.


FHA Loans


The Federal Housing Administration insures some home loans. An FHA loan allows you to apply for a mortgage which may have a lower downpayment and closing costs than other mortgages.The requirements to apply for an FHA loan include the following:

  • Valid social security number or proof of citizenship
  • Being of age to sign mortgage documentation
  • Proof of income and a stable work history
  • Tax returns, P&L statements, and balance sheets if self-employed


single family homes on a residential neighborhood


ARE YOU READY TO Take the first step towards your mortgage goals?

Contact us or call 301-898-4000 to speak with the team today! Ready to move forward?

Apply Now