EXPLORING MORTGAGE OPTIONS
The right type of mortgage for your situation will depend on what kind of home or property you’re looking to buy, as well as what you can qualify for. Because of all the beautiful land in Frederick County, we at Woodsboro Bank understand that you might need mortgages for things like farmettes that don’t fall neatly into standard categories. Before you make a decision on the type of mortgage you’d like to pursue, be sure you are up to date on the many varieties you have to choose from.
We recognize that traditional mortgages may not suit everyone. If you plan a shorter stay in your home, explore our adjustable rate mortgage (ARM) for flexibility.
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We take pride in making dreams a reality! If you've found the perfect lot for your forever home, we can help with financing your construction project through a specialized loan.
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Looking for a home loan with a smaller down payment and affordable costs? Our FHA loan can help you achieve your dream home, even with lower credit scores.
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Secure your forever home with a fixed-rate mortgage from Woodsboro Bank. If your plan involves owning it as your primary residence for at least seven years, our fixed-rate mortgage is the key to reaching that milestone.
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A HELOC suits long-term homeowners planning renovations, debt consolidation, or other projects.
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Investment & Second homes
Turn your dreams into reality with financing to help you achieve long terms goals. In addition to primary residence loans, we also offer investment property mortgages, and mortgages to help you buy that dream vacation home.
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If you want to purchase a property that is particularly expensive, you may not qualify for a standard mortgage. Many mortgages have caps for maximum funding. A jumbo loan exceeds this cap and opens up the possibility of more expensive properties.
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Building your dream home starts with the right lot. Explore our flexible lot loans at Woodsboro Bank to make it happen.
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If you are a veteran, you can enjoy benefits such as a low or zero down payment when purchasing a home. This ensures that our country’s valuable military and public service members have access to the housing market.
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ARE YOU READY TO Take the first step towards your mortgage goals?
Contact us or call 301-898-4000 to speak with the team today! Ready to move forward?
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Nice things others say about us
Working with a local bank is important to me. When we can work together as a team toward a shared goal, the opportunities are endless. They are absolutely a key part of my success!
Amber Seiss
/ Farmhouse Exchange
Great people top to bottom at this bank, I've enjoyed working with them. It's nice having a bank where people actually remember you and you're not just a number. That seems to be rare anymore. Top notch with everything they do.
JP Holmes
/ Thurmont
Woodsboro Bank has stood by my company as we have grown. The pandemic brought us some challenges here and there, and Woodsboro Bank offered options for Dublin as we navigated grants and loans. Being a Community Coffee Café, we enjoy their style of community banking.
Serina Roy
/ Dublin Roasters
When you think local, you think Woodsboro and the incredible people that work there. You are treated so well and every detail is taken care of. We bank here not only personally, but with our business as well. If you’re in need of banking support, call Woodsboro today!
Cory Wilson
/ Route 40
I have been with Woodsboro bank for about 20 years. My branch managers have always been very kind and understanding of my business needs. My current manager Kenny is the best one of very good managers I have worked with. I highly recommend a local bank like Woodsboro Bank if you have a business. Far far better than a faceless large bank from out of town.
Yemi Fagbohun
/ Artist
These guys are local on a whole different level. I just love them.
Sue Hough
/ Octavo Designs
5 convenient locations
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